Key Features of a Current Account High Liquidity and Access Immediate Access to Funds: Current accounts offer easy and quick access to your money, which makes them ideal for handling regular financial transactions, such as bill payments, salary deposits, and purchases. ATM and Debit Card Access: You can access your account through ATMs and make payments using a debit card linked to your current account. Cheque Writing: In many countries, current accounts allow you to write cheques, which can be used for payments, particularly for larger amounts. Online and Mobile Banking: With modern digital banking, current accounts offer online and mobile access to manage your finances at any time from anywhere.